206 Swan Lk Drive, Coldwater, MS 38618

$515,000
Property Type: Residential Bedrooms: 5 Square Footage: 3,850 Lot Size (sq. ft.): 124,146 Status: Active
Current Price: $515,000 List Date: 4/19/2025 Last Modified: 2/09/2026

Description

Welcome to 206 Swan Lake Drive in Coldwater, MS (Owner Financing Option) — a spacious home set on 2.85± acres in Tate County. Built in 2007, this 3,715± sq ft, two-story property offers 5 bedrooms and 3 full baths. One of the most impressive features of this home is its construction, designed with safety and durability in mind. Built using Hercules residential wall and floor systems along with StormPro 361 severe weather door and frame systems, the home offers superior protection against storms, earthquakes, fire, bullets, and termites. The windows on the first level are equipped with protective doors that can be closed to block flying debris during severe weather. The foundation was reinforced with rebar, which was embedded in the concrete. Over this, Eco-Block (Styrofoam) forms were installed, creating a highly insulated and storm-resistant structure. The second floor is secured by rebar, a solid concrete slab and styrofoam insulation, further enhancing the home's strength and stability. (Above the electric fireplace there is a opening for the TV where you can see the actual ECO-Blocks). The main level features an expansive open living area, an efficient kitchen, two bedrooms, two bathrooms, office, and laundry closet. Upstairs, a private apartment-style setup offers three more bedrooms, a full bath, a kitchen, and a laundry area — ideal for guests, extended family, or rental opportunities. The upstairs has a dedicated electrical panel. A three-car garage provides plenty of storage, while outside, the property overlooks a peaceful 4.5± acre pond and includes two outbuildings for lawn equipment and tools. The home is All electric, generator ready and there is a wood burning heater capable of heating either the lower or upper levels. Come see this remarkable engineering design today!

More Information MLS# 4110684

Address and Location Information

Parcel Number: 038-34-0000687 Directions to Property: I-55 S to Exit 271 for Coldwater/MS-306, turn right onto Parks Rd, turn left on Golden Pond Cr, turn left onto Swan Lake Dr, Home is on the right. Community Of: N/A Street Number: 206 Street Name: Swan Lk Street Suffix: Drive County: Tate State: MS Zip Code: 38618 Subdivision: Golden Pond

Listing Information

Listing Service: Full Service Status: Active List Date: 2025-04-18 List Price: $515,000 Current Price: $515,000

General Property Information

New Construction: No Property Condition: Move In Ready Approx Lot Size Acres: 2.85 SqFt Source: Owner List Price/SqFt: 133.77 Year Built Source: Owner Garage Spaces: 3 Carport Spaces: 0 Total Floors: 2 Bathrooms Half: 0 Bathrooms Three Quarter: 0 Fireplace: Yes Fireplaces Total: 1 Pool: No School District: Tate CO Dist Elementary School: Coldwater Attendance Center Elementary School 2: Coldwater Attendance Center Intermediate School: None Middle or Junior School: Coldwater High School: Tate Home Warranty: No Accessibility Features: No Property Sub Type: Single Family Residence Approx H/C SqFt: 3850 Year Built: 2007 Bedrooms Total: 5 Bathrooms Full: 3

Tax and Financial Information

Tax Annual Amount: 3140 Tax Year: 2024 Homestead Y/N: Yes Homestead Year: 2024 Additional Exemptions Y/N: No Flood Insurance Required?: No Leasehold Y/N: No Sold In Previous 12 Months: No Association: No Covenants Y/N: Yes Legal Description: LOT 87 GOLDEN POND S/D PHASE III FIRST REVISON PB 13/50

Remarks & Miscellaneous

Public Remarks: Welcome to 206 Swan Lake Drive in Coldwater, MS (Owner Financing Option) — a spacious home set on 2.85± acres in Tate County. Built in 2007, this 3,715± sq ft, two-story property offers 5 bedrooms and 3 full baths. One of the most impressive features of this home is its construction, designed with safety and durability in mind. Built using Hercules residential wall and floor systems along with StormPro 361 severe weather door and frame systems, the home offers superior protection against storms, earthquakes, fire, bullets, and termites. The windows on the first level are equipped with protective doors that can be closed to block flying debris during severe weather. The foundation was reinforced with rebar, which was embedded in the concrete. Over this, Eco-Block (Styrofoam) forms were installed, creating a highly insulated and storm-resistant structure. The second floor is secured by rebar, a solid concrete slab and styrofoam insulation, further enhancing the home's strength and stability. (Above the electric fireplace there is a opening for the TV where you can see the actual ECO-Blocks). The main level features an expansive open living area, an efficient kitchen, two bedrooms, two bathrooms, office, and laundry closet. Upstairs, a private apartment-style setup offers three more bedrooms, a full bath, a kitchen, and a laundry area — ideal for guests, extended family, or rental opportunities. The upstairs has a dedicated electrical panel. A three-car garage provides plenty of storage, while outside, the property overlooks a peaceful 4.5± acre pond and includes two outbuildings for lawn equipment and tools. The home is All electric, generator ready and there is a wood burning heater capable of heating either the lower or upper levels. Come see this remarkable engineering design today!

Structure Type

House: 1

Architectural Style

Traditional: 1

Covenants And Restrictions

Restrictive Covenants: 1

Levels

Two: 1

Sewer

Waste Treatment Plant: 1

Water Source

Private: 1 Well: 1

Listing Terms

Bank Loan: 1 Cash: 1 Conventional: 1 USDA Loan: 1 VA Loan: 1

Workshop Features

Workshop: No

Waterfront Features

Waterfront: No Pond: 1

Showing Requirements

Showing: Appointment Required Appointment Phone: 901-754-7575 Lockbox Location: Front Door

Interior Features

Primary Downstairs: 1

Utilities

Electricity Connected: 1 Water Connected: 1

Special Purpose Rooms

Family Room/Dining Combo: 1 Storm/Safe Room: 1

Fireplace Features

Gas Log: 1 Living Room: 1

Appliances

Built-In Electric Oven: 1 Dishwasher: 1 Electric Cooktop: 1 Electric Water Heater: 1 Refrigerator: 1

Flooring

Tile: 1 Vinyl: 1

Window Features

Vinyl: 1

Laundry Features

Multiple Locations: 1

Security Features

Other: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1

Foundation Details

Slab: 1

Exterior Construction/Siding

Brick: 1

Roof

Shingle: 1

Exterior Features

Private Yard: 1

Patio And Porch Features

Patio: 1 Screened: 1

Parking Features

Parking Total: 3 Attached: 1 Garage: 1 Parking Pad: 1

Other Structures

Shed(s): 1 Storage: 1

Barn Features

Barn: No

Horse Amenities

Horse Amenities: No

Attic Features

Attic: Yes Walk-In Attic: 1

Basement Features

Basement: No

Water Heater

Electric: 1 Two or More: 1

Documents

Land Survey: 1

Property Features

Structure Type: House Architectural Style: Traditional Levels: Two Covenants And Restrictions: Restrictive Covenants Interior Features: Primary Downstairs Special Purpose Rooms: Family Room/Dining Combo; Storm/Safe Room Fireplace Features: Gas Log; Living Room Appliances: Built-In Electric Oven; Dishwasher; Electric Cooktop; Electric Water Heater; Refrigerator Flooring: Tile; Vinyl Window Features: Vinyl Laundry Features: Multiple Locations Security Features: Other Cooling: Ceiling Fan(s); Central Air Heating: Central Utilities: Electricity Connected; Water Connected Sewer: Waste Treatment Plant Water Source: Private; Well Foundation Details: Slab Listing Terms: Bank Loan; Cash; Conventional; USDA Loan; VA Loan Roof: Shingle Patio And Porch Features: Patio; Screened Exterior Features: Private Yard Parking Features: Attached; Garage; Parking Pad Other Structures: Shed(s); Storage Waterfront Features: Pond Attic Features: Walk-In Attic Water Heater: Electric; Two or More Documents: Land Survey
Listing Office: Crye-Leike Hernando
Listing Agent: Jane Massie
Last Updated: February - 09 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.