331 Main Street, Bay Saint Louis, MS 39520 (MLS# 4164020)

331 Main Street, Bay Saint Louis, MS 39520

New Listing

$925,000

Virtual Tour

https://my.matterport.com/show/?m=vgj8yWcNbP8

Property Type: Res Income Multi-Fam Bedrooms: 5 Square Footage: 3,468 Lot Size (sq. ft.): 16,553 Status: Active

Current Price: $925,000 List Date: 9/30/2026 Last Modified: 9/30/2026

Overview

Description

TWO HOMES, ONE DREAM PROPERTY IN THE BAY ST. LOUIS HISTORIC DISTRICT! Picture this: coffee on the screened porch, a stroll three blocks to the beach and marina, then an afternoon by your own in-ground pool. This Historic District gem pairs a 2,260 sq. ft. main home with a charming 1,208 sq. ft. guest cottage, for 5 bedrooms, 4 full baths, a sunroom and plenty of room to spread out. Each home runs independently with its own entrance and parking, and the lot stretches from Main St. through to State St. The cottage is a natural fit for an Airbnb or VRBO short-term rental. Visitors love staying in walkable Old Town near the beach, restaurants, shops and festivals. Want to keep it in the family? It's a great setup for multigenerational living, in-laws, or long-term rental income. Private patios, lush gardens and small-town coastal charm complete the picture. Homes like this rarely come along, so schedule your showing today!

Listing Details MLS# 4164020

General Property Information

# of Units Included in Sale: 2
Approx Lot Size Acres: 0.38
Lot Size Dimensions: 62x260x65x260
Approx H/C SqFt: 3468
SqFt Source: Other
List Price/SqFt: 266.72
Year Built Known: Yes
Year Built: 1950
Year Built Source: Assessor
Carport Spaces: 2
Total Floors: Yes
Bedrooms Total: 5
Bathrooms Full: 4
Furnished: No
Pool: Yes
Accessibility Features: Yes
New Construction: No
Property Condition: Updated/Remodeled
Garage Spaces: 0
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: Multi Family Architectural Style: Traditional Lot Features: Fenced; Front Yard Levels: One Interior Features: Ceiling Fan(s); Eat-in Kitchen; Storage; Vaulted Ceiling(s); Wired for Sound Kitchen Features: Breakfast Room/Morning Room; Solid Surface Counters Bathroom Features: Walk-In Shower Fireplace Features: None Appliances: Dryer; Oven; Refrigerator; Washer Flooring: Carpet; Ceramic Tile; Hardwood Window Features: Blinds Door Features: Dead Bolt Lock(s); French Doors; Storm Door(s) Laundry Features: Electric Dryer Hookup; Inside; Multiple Locations; Washer Hookup Accessibility Features: Roll-in Shower Cooling: Ceiling Fan(s); Central Air Heating: Heat Pump Utilities: Electricity Connected Sewer: Public Sewer Water Source: Public Foundation Details: Slab Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Roof: Shingle Exterior Features: Private Entrance Patio And Porch Features: Deck Fencing: Full Driveway Features: Brick Pavers; Concrete Drive; Gravel Drive Parking Features: Detached Carport; Driveway Other Structures: Shed(s); Storage Community Features: Boating; Near Entertainment; Shopping Nearby; Sidewalks Pool Features: In Ground Waterfront Features: Beach Access Attic Features: Pull Down Stair Unit Disclosures: Lead Paint Approx Age Code: Older Home 25+ Years Parking Spaces: 2 Space Unit Available Documents: None Unit 1 Appliances: Dishwasher; Dryer; Refrigerator; Washer Unit 2 Appliances: Dishwasher; Refrigerator

Address and Location Information

Street Number: 331
Street Name: Main
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 149f-0-29-328.000
Subdivision: First Ward
N or S of I-10: S
N or S of CSX Railroad Track: N

Listing Information

Listing Service: Full Service
Never Occupied: No

Tax and Financial Information

Tax Annual Amount: 3767
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: Yes
Exemption Type: Over 65
Flood Insurance Required?: Subject to Survey
Leasehold Y/N: No
Sold In Previous 12 Months: No
Association: No
Covenants Y/N: No
Legal Description: 544 1ST WARD BAY ST LOUIS

Listing Terms

Assumption: Qualify
Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

More Information

Parking Features

Parking Total: 8
Detached Carport: Yes
Driveway: Yes

Workshop Features

Workshop: No

Waterfront Features

Waterfront: No
Beach Access: Yes

Barn Features

Barn: No

Horse Amenities

Horse Amenities: No

Showing Requirements

Showing: Appointment Required
Appointment Phone: 985-640-1113
Lockbox Location: See Remarks

Attic Features

Attic: Yes
Pull Down Stair Unit: Yes

Basement Features

Basement: No

Parking Spaces

# Parking Spaces Covered: 2
2 Space Unit: Yes

Unit 1

Full Baths: 2
Furnished: No
Leased: No
Occupied: No
Description: Main Cottage House

Unit 2

Full Baths: Yes
Furnished: No
Leased: No
Occupied: No
Description: State Street Entry

Remarks & Miscellaneous

Public Remarks: TWO HOMES, ONE DREAM PROPERTY IN THE BAY ST. LOUIS HISTORIC DISTRICT! Picture this: coffee on the screened porch, a stroll three blocks to the beach and marina, then an afternoon by your own in-ground pool. This Historic District gem pairs a 2,260 sq. ft. main home with a charming 1,208 sq. ft. guest cottage, for 5 bedrooms, 4 full baths, a sunroom and plenty of room to spread out. Each home runs independently with its own entrance and parking, and the lot stretches from Main St. through to State St. The cottage is a natural fit for an Airbnb or VRBO short-term rental. Visitors love staying in walkable Old Town near the beach, restaurants, shops and festivals. Want to keep it in the family? It's a great setup for multigenerational living, in-laws, or long-term rental income. Private patios, lush gardens and small-town coastal charm complete the picture. Homes like this rarely come along, so schedule your showing today!

Structure Type

Multi Family: Yes

Architectural Style

Traditional: Yes

Lot Features

Fenced: Yes
Front Yard: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Interior Features

Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Storage: Yes
Vaulted Ceiling(s): Yes
Wired for Sound: Yes

Utilities

Electricity Connected: Yes

Kitchen Features

Breakfast Room/Morning Room: Yes
Solid Surface Counters: Yes

Bathroom Features

Walk-In Shower: Yes

Fireplace Features

None: Yes

Appliances

Dryer: Yes
Oven: Yes
Refrigerator: Yes
Washer: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes
Hardwood: Yes

Window Features

Blinds: Yes

Door Features

Dead Bolt Lock(s): Yes
French Doors: Yes
Storm Door(s): Yes

Laundry Features

Electric Dryer Hookup: Yes
Inside: Yes
Multiple Locations: Yes
Washer Hookup: Yes

Accessibility Features

Roll-in Shower: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Heat Pump: Yes

Foundation Details

Slab: Yes

Exterior Construction/Siding

Brick: Yes
Siding: Yes

Roof

Shingle: Yes

Exterior Features

Private Entrance: Yes

Patio And Porch Features

Deck: Yes

Fencing

Full: Yes

Driveway Features

Brick Pavers: Yes
Concrete Drive: Yes
Gravel Drive: Yes

Other Structures

Shed(s): Yes
Storage: Yes

Community Features

Boating: Yes
Near Entertainment: Yes
Shopping Nearby: Yes
Sidewalks: Yes

Pool Features

In Ground: Yes

Available Documents

None: Yes

Disclosures

Lead Paint: Yes

Approx Age Code

Older Home 25+ Years: Yes

Unit 1 Appliances

Dishwasher: Yes
Dryer: Yes
Refrigerator: Yes
Washer: Yes

Unit 2 Appliances

Dishwasher: Yes
Refrigerator: Yes

Documents

Property Disclousre ›

LBP ›

Listing Office: Keller Williams

Listing Agent: Tiffany Lord

Last Updated: September - 30 - 2026