647 Howard Avenue, Biloxi, MS 39530
New Listing
$999,900
Property Type:
Res Income Multi-Fam
Bedrooms:
9
Square Footage:
4,779
Lot Size (sq. ft.):
22,216
Status:
Active
Current Price:
$999,900
List Date:
3/24/2026
Last Modified:
3/24/2026
Description
Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all three for rental income, the possibilities are endless. Easiest days to show are Tuesday and Wednesday. Must have appointment! Don't miss out on this exceptional opportunity!
More Information MLS# 4143399
Address and Location Information
Parcel Number: 1410k-01-049.000
N or S of I-10: S
N or S of CSX Railroad Track: S
Street Number: 647
Street Name: Howard
Street Suffix: Avenue
County: Harrison
State: MS
Zip Code: 39530
Subdivision: Metes And Bounds
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-03-24
List Price: $999,900
Current Price: $999,900
General Property Information
New Construction: No
Property Condition: Updated/Remodeled
# of Units Included in Sale: 3
Approx Lot Size Acres: 0.51
SqFt Source: Owner
List Price/SqFt: 209.23
Year Built Source: Assessor
Total Floors: 2
Bathrooms Half: 0
Bathrooms Three Quarter: 0
Furnished: Yes
Pool: No
School District: Biloxi Public Dist
Accessibility Features: Yes
Approx H/C SqFt: 4779
Year Built: 1920
Bedrooms Total: 9
Bathrooms Full: 7
Tax and Financial Information
Tax Annual Amount: 6937
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Zoning: Regional Business
Flood Insurance Required?: Yes
Annual Flood Insurance: 1197
Annual Home Insurance: 3787
Leasehold Y/N: No
Sold In Previous 12 Months: No
Association: No
Covenants Y/N: No
Legal Description: COM AT SE COR OF INTER OF E HOWARD AVE & ELMER ST E 115 FT TO POB E 97 FT S 200 FT M/L W 52 FT S 55 FT M/L W 45 FT N 250 FT M/L TO POB BEING PART OF CITY SEC BLK 83 & OF JOHN B CARGNATE CLAIM SEC 28-7-9 (FORMLY BEING THE
Remarks & Miscellaneous
Public Remarks: Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all three for rental income, the possibilities are endless. Easiest days to show are Tuesday and Wednesday. Must have appointment! Don't miss out on this exceptional opportunity!
Structure Type
See Remarks: 1
Lot Features
City Lot: 1
Fenced: 1
Near Beach: 1
Levels
Multi/Split: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Cash: 1
Conventional: 1
Waterfront Features
Beach Access: 1
Showing Requirements
Showing: Appointment Required
Interior Features
Ceiling Fan(s): 1
Utilities
Cable Available: 1
Cable Connected: 1
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
Owner Pays
All Utilities: 1
Furnished
Furnished: 1
Walls - Interior
Sheetrock: 1
Wood: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Luxury Vinyl: 1
Tile: 1
Wood: 1
Window Features
Vinyl: 1
Door Features
Dead Bolt Lock(s): 1
French Doors: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Foundation Details
Pillar/Post/Pier: 1
Raised: 1
Exterior Construction/Siding
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Awning(s): 1
Balcony: 1
See Remarks: 1
Patio And Porch Features
Awning(s): 1
Deck: 1
Porch: 1
Fencing
Wood: 1
Driveway Features
Gravel Drive: 1
Side Entrance: 1
Parking Features
Parking Total: 12
Gravel: 1
Guest: 1
On Site: 1
Private: 1
Community Features
Boating: 1
Near Entertainment: 1
Restaurant: 1
Room for Expansion: 1
Shopping Nearby: 1
Street Lights: 1
Water Heater
40 Gallons or Less: 1
Tankless: 1
Available Documents
APOD: 1
Marketing Package: 1
Disclosures
Flood Insurance Required: 1
Lead Paint: 1
Approx Age Code
Older Home 25+ Years: 1
See Remarks: 1
Parking Spaces
# Parking Spaces Uncovered: 12
Uncovered Parking?
1-25 Spaces: 1
Unit 1
Bedrooms: 4
Full Baths: 3
Furnished: Yes
Unit 1 Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Vent Fan: 1
Washer: 1
Unit 2
Bedrooms: 4
Full Baths: 3
Unit 2 Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Unit 3
Bedrooms: 1
Full Baths: 1
Rent: 700
Occupied: Yes
Description: 250 sq ft apartment
Property Features
Structure Type: See Remarks
Lot Features: City Lot; Fenced; Near Beach
Levels: Multi/Split
Owner Pays: All Utilities
Furnished: Furnished
Interior Features: Ceiling Fan(s)
Walls - Interior: Sheetrock; Wood
Flooring: Carpet; Ceramic Tile; Luxury Vinyl; Tile; Wood
Window Features: Vinyl
Door Features: Dead Bolt Lock(s); French Doors
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Utilities: Cable Available; Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier; Raised
Listing Terms: Cash; Conventional
Roof: Metal
Exterior Features: Awning(s); Balcony; See Remarks
Patio And Porch Features: Awning(s); Deck; Porch
Fencing: Wood
Driveway Features: Gravel Drive; Side Entrance
Parking Features: Gravel; Guest; On Site; Private
Community Features: Boating; Near Entertainment; Restaurant; Room for Expansion; Shopping Nearby; Street Lights
Waterfront Features: Beach Access
Water Heater: 40 Gallons or Less; Tankless
Disclosures: Flood Insurance Required; Lead Paint
Approx Age Code: Older Home 25+ Years; See Remarks
Available Documents: APOD; Marketing Package
Unit 1 Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Range; Refrigerator; Vent Fan; Washer
Unit 2 Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer; Water Heater - Electric
Listing Office:
Coldwell Banker Alfonso Realty-Lorraine Rd
Listing Agent:
Michelle C Filipich
Last Updated: March - 24 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.